If a medical problem is keeping you from working at your job, you may be able to get some Social Security benefits. This government-run program provides workers with a monthly monetary payment. It should be emphasized that this payment is not charity or a form of welfare; you have earned this money through paycheck deductions from your very first job until now. You can help make the application process go a lot smoother if you know what to expect, so read on to learn more about getting ready to file for Social Security disability benefits.
Have you worked enough? While those deductions have been deposited with the Social Security system throughout your working years, the Social Security Administration (SSA) does have some rules about who has worked enough to get benefits. The SSA uses what's known as work credits to determine qualification, so you must have enough work credits within a certain amount of time to qualify.
Is your illness severe enough? The SSA judges severity by time; you must show that you have been either unable to work for at least a year, or that you expect to be unable to work for at least a year, to qualify for benefits.
Do you have proof of your disability? This is no time to avoid doctor's visits; you will need to show proof of your medical condition by providing medical records of treatment. You must show that you sought treatment, that you followed the medical advice, took prescribed medications, took part in any ordered diagnostic tests and that you have remained in treatment for your disorder.
Can you provide proof of your work history and other personal information? You will need to have information about your past jobs at the ready when you fill out your application. Wages earned, work start and end dates, addresses and phone numbers of past employers and other details will be needed. Pay special attention to dates and other small details; errors could cause your claim to be denied.
While you are gathering employment information, the SSA will also need education information, such as any schools, colleges or other types of training you have had as well any information about any military service. The SSA will want to know about all children living with you under the age of 18, your spouse's name and social security number and all information about any past marriages as well.
What if your claim is denied? It is not that uncommon to have your initial claim denied, but you are allowed to file a request for an appeal hearing. Speak to a Social Security attorney at once when you get your denial, since there is a relatively short time-line for filing for an appeal and you will need some help and support to get your claim approved at the hearing.
Share15 May 2017
